First National Bank of Northern California

First National Bank of Northern California

First National Bank of Northern California
First National Bank of Northern California mortgage offers many options to fit the needs of their customers. They have fixed rate loans which allows the payments to remain constant over a fixed period of time. They offer intermediate adjustable-rate mortgages that has fixed rates for a certain amount of time then it becomes variable for the rest of the time remaining on the loan. They also offer balloon payments, which is meant for borrowers that do not intend to keep their home for over ten years, the rate is similar to a fixed rate loan, but when the loan matures a larger ‘balloon’ payment is due.